A recent survey found that 37% of respondents or one of their relatives avoided dental care in the previous year because of concerns about cost. In other words, it’s common for people to avoid taking themselves or their children to the dentist because it’s too expensive.
This, however, can be detrimental to your children’s health. As they are in their developing years, it’s crucial that they have regular dental checkups.
And the good news is that there are things you can do to save money on your children’s dental costs. Here we’ll outline 4 things you should try.
1. Wisely Utilize Your Insurance
First and foremost, make sure you’re taking full advantage of your insurance. Many people don’t do this and end up paying more in the end. But if you do some simple things, you’ll be able to save a good amount of money right off the bat.
First, always visit dentists that are in your provider network. This means you’re getting a much better-contracted rate of service.
Also utilize health saving accounts and flexible spending accounts. These allow you to set aside pre-tax dollars for dental expenses in the future.
2. Teach Your Kids Proper Brushing Technique
Next, make sure your kids are brushing their teeth well. This is one of the best ways to prevent expensive dental bills.
Too many kids and adults brush their teeth incorrectly. The go super fast, back and forth. Eventually, this will wear away at teeth enamel.
Other kids brush for ten or fifteen seconds and then are done. This does almost nothing in terms of cavity prevention.
Help them realize that they should do soft, small circles. Next time you’re at the dentist with your children, have the dentist reinforce this idea too.
3. Encourage Water to Lower Dental Costs
Kids are known to love sugary drinks. Many adults are the same way.
Excessive amounts of sugar, though, can have detrimental effects on teeth enamel. That’s why a big thing you should do is encourage your kids to drink water.
This is one of the simplest but most effective ways to prevent tooth damage. You’ll preserve their enamel and prevent tooth decay this way.
Of course, it’s okay to enjoy a soda or fruit juice from time to time, but make sure your kids don’t go overboard.
4. Have Regular Dentist Visits
Another great way to lower your dental costs is to have your kids regularly visit the pediatric dentist. There are a few reasons for this.
First, having regular 6-month checkups will help the dentist catch problems early before they develop into massive expensive issues.
Second, these are usually covered by insurance. That means that this preventative care won’t cost you a thing out of pocket, and it will help you avoid costly procedures in the future.
With busy schedules, hobbies, and school programs, it’s easy to get behind on dental appointments. But make sure you schedule them every 6 months.
One tip is to schedule your kid’s next visit as you’re leaving the dentist. That way you’ll have it scheduled and put in your calendar months in advance.
Doing these simple things will help you keep your finances in order in the future.
Now that you’ve read all about lowering your kid’s dental costs, what’s next? It’s time to put these into practice.
Have additional questions? Check out more of our financial guides today!